Carlos D. Smith is the founder and CEO of Smith Financials LLC, which has become the fastest growing credit coaching business in the United States. Their business model revolves around helping people, because when he needed help with his credit, he was not able to get it.
From a very young age Carlos felt driven to the world of business and finance but he did not have many opportunities because he didn’t “qualify” for the best options due to having bad credit.
Although some people don’t know, credit dictates a lot of what people can and cannot do financially, and this is why he decided to found Smith Financials LLC, which is open to anyone who needs help with credit, financing or building a sustainable business.
“We start by restoring your credit. We go beyond fixing and go all the way to building, and maintaining what you have achieved. We make you look good, not just on paper, but in all aspects of your financial life so you can have better choices, and make better financial decisions.” Carlos says.
Besides being a credit coach, Carlos is also a father and businessman. With his experience, he has learned that it is important to have the right mindset. It should never be a question of whether it is possible or not, but rather what can you do to make it possible.
“I’ve transformed my life and I can help change yours. I’m not sure if it’s because of what I’ve been through, but it’s like I’m programmed to always find a way. I love challenges, but I love learning what comes with it even more.” Carlos adds. “My favorite quote is: ‘Successful people are not problem-free. They are simply people who have learned to solve their problems.’ By Robert C. Worstell.” Carlos shares.
Simply put, Smith Financials LLC’s mission is to help Americans achieve financial freedom. They work every day with that in mind, from sales advisors to IT people, and their clients feel it every time they talk to them.
“Right now, my team and I are anticipating the problems we may encounter next year, especially now that we are climbing fast. On the other hand, humility is about realizing that you don’t have all the answers and that you need key people to make the vision possible. It actually took me a while to realize this, but the moment I accepted it, everything fell into place. My company just reached a new milestone this April. We earned all of our 2019 revenue 4 months into 2020 – and that’s because I put my trust in the people I have – people who understand and share my vision.” Carlos explains.
Furthermore, Carlos dedicates a lot of his time to mentoring, as he believes it is the best way to learn something quickly without making the mistakes you would make trying to figure something out on your own. This is why he created an online class called Credit Coaching Blueprint.
“I put the Credit Coaching Blueprint together for clients who have completed our program to be able to leverage their awesome credit and just to take it to the next level. Having the right template for your business, the right process and platforms delivered to you can help guarantee your success with less risk and in less time.” Carlos states.
Looking to the future and expanding the number of people he mentors, Carlos has developed an online class with tips and information on how to grow a successful business.
“Imagine three people taking this class and starting their own credit coaching business – then we just made three more leaders that are going to help 10, 100, 1000 clients each. A lot of people are going to have better choices in life! Now that’s big.”